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TESTIMONIALS / ADS

Mortgage Rates and Comments
Week of January 28, 2008

Conforming and Non-Conforming Rates for this Week
Loan Type Maximum Rate Payment per $1,000 APR
30 Yr. Fixed $417,000 5.250% $5.52 5.405%
15 Yr. Fixed $417,000 4.875% $7.84 5.138%
New! 40 Yr. FX/15 Yr. I.O. $5,000,000 5.875% $5.92 5.978%
15 Yr. Fixed $5,000,000 5.875% $8.37 6.048%
5/1 Fixed $5,000,000 4.875% $5.29 4.973%
7/1 Fixed $5,000,000 5.250% $5.52 5.351%
10/1 Fixed $5,000,000 5.500% $5.68 5.602%

Rates, APR's and programs subject to change at any time without prior notice.

* add 1/8% to the rate for loan amounts over $2,000,000


current rates
Week of August 25

6.500% | Jumbo Conforming 30 Year Fixed
6.566 % APR
6.375% | 30 Year Fixed
6.444 % APR
5.875% | 15 Year Fixed
5.988% APR
6.875% | 15 Year I.O.
6.889% APR
6.250% | 5/1 ARM
6.263% APR
6.500% | 7/1 ARM
6.513% APR
6.750% | 10/1 ARM
6.764% APR